Region: 70
Car #: 60
Year : 1991 Posts: 18
Status: Offline
posted
Tom: They recently increased the coverage although the description of that plan seemed a bit vague when I read the information on the NASA web site. My take is that the coverage if limited to one million dollars per (race) event. That may not be correct, so, I'll await Jason wading in to give us the real dope. Rick
Region: BUCCANEER
Car #: 23 SSM, 36 SM
Year : 1992, 1990 Posts: 136
Status: Offline
posted
Tom, See this recent post by Jason.
Yes, the insurance has gone up this year...
NASA Insurance Coverage Increase
RICHMOND, CA (January 1, 2008) The National Auto Sport Association (NASA) is pleased to announce that it has secured an important new benefit for members participating in closed course track and rally events for 2008. NASA's Excess Accident Medical coverage has now been increased to $1,000,000 from the previous level of $100,000. This coverage is extremely rare in motorsports nationwide and is even more rare at the amateur level making this a significant advantage for drivers participating in NASA programs. Details of NASA's insurance plans can be found on NASA's website at http://www.nasaproracing.com/insurance/summary.pdf
-------------------- Jason Holland NASA SE SM Director SCCA SEDIV AdHoc Member
[ 03-13-2008, 07:23 AM: Message edited by: Jason Holland ]
Region: SouthEast
Car #: 28
Year : 95 Posts: 3756
Status: Offline
posted
I want to be clear on some other areas of this too, because there is either some confusion or outright disinformation going on out there.
Crew members and mechanics, support folks etc, are all covered under the insurance. If you are a participant of the event and have registered and signed the waiver then you are covered by the insurance stated above.
There's no reason for some shops to be avoiding NASA events because they think their employees will not be covered.
Please read the summary in the link above as it spells out all the coverages etc.
Thanks!
Jason
-------------------- Jason Holland Semi-interested civilian
are non-member participants covered under the $1M umbrella? Does that $1M umbrella have specific coverage limits (i.e. $250K per insured up to $1M) or is the coverage at a per participant limit of $1M? Is this "over and above" coverage that starts to pay when other coverage reaches a limit? Is there "lost time" coverage? These are questions that people have that don't seem to have answers. And the link ^ doesn't work.
Region: SouthEast
Car #: 28
Year : 95 Posts: 3756
Status: Offline
posted
There are answers if you are willing to ask the questions. The document is a summary but this info has been on the front page of the website for 3 months.
You might want to call the national office if you have specific questions.
Both SCCA and NASA's coverage is "over and above" as you put it. It only kicks in when participant insurance gives out (or doesn't exist).
Not sure about coverage limits but it appears to me that non-member participants are covered as long as they sign the waiver.
"and all other persons who have signed a waiver of liability."